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Alert : Our Company is registered with all four CICs as Janakalyan Financial Services Private Limited, except with CIBIL (TransUnion), where it is listed as 'JFSPL-CS'.

About Janakalyan

Welcome To Janakalyan

Janakalyan Financial Services Pvt. Ltd. (JFSPL) was established with the objective to provide microfinance services to urban and rural poor, as well as micro and small businessmen, in the underserved geographies of India, with economic opportunities to transform the quality of their lives and create employment opportunities for sustainable income. Janakalyan’s provided skill development training to local women who are interested in and have the entrepreneurship skills to start their small businesses. Janakalyan is also committed to mainstream the children of the underprivileged. Janakalyan started its operations in March 2016 in the name of Janakalyan Consultancy Services Pvt Ltd by the visionary promoters, Mr. S.K. Mitra and Mr. Alok Biswas. Thereafter, it got registered itself with the Reserve Bank of India (RBI) as an NBFC-MFI in the year 2017. Later in 2019 the company name was changed to Janakalyan Financial Services Pvt. Ltd.

JFSPL is presently operational in six states of West Bengal, Bihar, Jharkhand, Odisha, Assam and Tripura. JFSPL has attained a GLP of INR~271.56 crore with 1,02,173 client sand has established a strong distribution network of 82 branches as on 31st March, 2024.

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Our Philosophy

MISSION

To improve the standards of living of millions of Indians engaged in micro, small and medium enterprises across the country through a wide range of financial services, in a sustainable and transparent manner based on mutual respect and understanding.

VISION

“To build a world class financial institution committed to economic upliftment of the under-privileged through financial inclusion.”

Our Values

  • A – Accountability
  • C – Commitment
  • C - Customer centricity
  • E – Ethics & Empathy
  • P – Professionalism and
  • T - Transparency and Team Work

Our Product

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Tenure(Month)
12 to 24
Minimum Interest Rate* (%)
26.5
Maximum Interest Rate* (%)
26.5
Average rate of interest in last quarter** (%)
26.5
Processing Fees(% of the loan),if range ,give range
1.5
Tenure(Month)
12 to 24
Minimum Interest Rate* (%)
26
Maximum Interest Rate* (%)
26
Average rate of interest in last quarter** (%)
26
Processing Fees(% of the loan),if range ,give range
1.5

OUTREACH

As on (31.03.2024)

Outreach

  • 0
    Number of States
  • 0
    Number of Employees
  • 0
    Number of Branches
  • 0
    Number of Active Borrowers
  • 0
    Loan Outstanding (₹/Crore)

Customer Speak

Employee Speak