News and Events

Alert : Our Company is registered with all four CICs as Janakalyan Financial Services Private Limited, except with CIBIL (TransUnion), where it is listed as 'JFSPL-CS'.

About Janakalyan

Welcome To Janakalyan

Janakalyan Financial Services Pvt. Ltd. (JFSPL) was established with the objective to provide microfinance services to urban and rural poor, as well as micro and small businessmen, in the underserved geographies of India, with economic opportunities to transform the quality of their lives and create employment opportunities for sustainable income. Janakalyan’s provided skill development training to local women who are interested in and have the entrepreneurship skills to start their small businesses. Janakalyan is also committed to mainstream the children of the underprivileged. Janakalyan started its operations in March 2016 in the name of Janakalyan Consultancy Services Pvt Ltd by the visionary promoters, Mr. S.K. Mitra and Mr. Alok Biswas. Thereafter, it got registered itself with the Reserve Bank of India (RBI) as an NBFC-MFI in the year 2017. Later in 2019 the company name was changed to Janakalyan Financial Services Pvt. Ltd.

JFSPL is presently operational in six states of West Bengal, Bihar, Jharkhand, Odisha, Assam and Tripura. JFSPL has attained a GLP of INR~271.56 crore with 1,02,173 client sand has established a strong distribution network of 82 branches as on 31st March, 2024.

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Our Philosophy

MISSION

To improve the standards of living of millions of Indians engaged in micro, small and medium enterprises across the country through a wide range of financial services, in a sustainable and transparent manner based on mutual respect and understanding.

VISION

“To build a world class financial institution committed to economic upliftment of the under-privileged through financial inclusion.”

Our Values

  • A – Accountability
  • C – Commitment
  • C - Customer centricity
  • E – Ethics & Empathy
  • P – Professionalism and
  • T - Transparency and Team Work

Our Product

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Tenure(Month)
12 to 24
Minimum Interest Rate* (%)
26.5
Maximum Interest Rate* (%)
26.5
Average rate of interest in last quarter** (%)
26.5
Processing Fees(% of the loan),if range ,give range
1.5
Tenure(Month)
12 to 24
Minimum Interest Rate* (%)
26
Maximum Interest Rate* (%)
26
Average rate of interest in last quarter** (%)
26
Processing Fees(% of the loan),if range ,give range
1.5

OUTREACH

As on (31.03.2024)

Outreach

  • 6
    Number of States
  • 468
    Number of Employees
  • 82
    Number of Branches
  • 1,02,173
    Number of Active Borrowers
  • 271.56
    Loan Outstanding (₹/Crore)

Customer Speak

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Laxmi Biswas

Laxmi Biswas, a middle aged  home maker lived with her husband in a small village Ghola  with three kids and  ailing  mother- in-law was passing  through  dire poverty. She narrated her story of

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Madhuri Mondal

Madhuri Mondal aged 42, wife of Ranjit Mondal who is a truck driver lives  at Duttapulia puratan bazar area. Her daughter was suffering from a debilitating disorder, needed financial support for her

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Rojina Khatun

Ghatakpukur Branch success story:
Rojina Khatun is the member of the " Maricha B" group for last one year. She  recalls  the days of early marriage life  when she could  not  understand  ho

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Harapriya

Harapriya  was struggling through worst financial insecurities. They had no access to good quality life and lived in a single room mud house. Smt.Harapriya wanted to increase family income, she want

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Parbati Adhikari

Parbati Adhikari wife of Ujjal Adhikary hailing  from very poor family of Duttaphulia, in the Nadia district. Parbati Adhikari told, "My husband is a daily labour and we cannot manage both square mea

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Namita Sethi

Difficulties the client faced prior to joining the Group:
Namita Sethi, aged 40, studied upto class X was struggling to maintain her six members family properly due to financial crisis. She said,

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Rojina Khatun

Difficulties the client faced prior to joining the Group:
They were  struggling  to maintain the family due to financial crisis. With the support of Janakalyan Microfinance Services Pvt.Ltd s

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Employee Speak

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Anupam Manna

Manager-Finance-Head Office

I had been working in Janakalyan for nearly five years and its impossible to describe this journey within a few wards. Janakalyan has always provided us with a positive work environment and through di

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Riju Tripathy

Assistant Manager -Account -Head Office

I have been associated with Janakalyan since 2018. The journey with Janakalyan started 3 Years back as an Executive Account. This journey of 3 years has been fruitful in terms of learning opportunitie

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Rinku Ghosh

Cluster Head

In the year 2000 I, Rinku Ghosh, started a self help group along with ten other ladies of my locality under the guidance of  Sreemaa Mahila Samity(SMS). I was the secretary of the group. After contin

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Nitu Bhadra

Manager- HR

I, Nitu Bhadra,  hail from Bagula Purbapara village of Nadia district. In the year 2006, while my family was passing through a dire economic crisis I got an opportunity to work in Sreemaa Mahila Sami

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