Janakalyan | Management Team

Shivani Agarwal

Company Secretary & Compliance Officer

Ms. Agarwal is a B. Com graduate (Hons.) – Accounts and is a Member of the Institute of Company Secretaries of India. She has more than 5 years of experience in the field of Secretarial & Legal Compliances and Corporate Governance.

Monoranjan Roy

Head Accounts

Mr. Roy was a Central Banker and former Assistant General Manager of Reserve Bank of India. He has worked with Reserve Bank of India for more than three decades, he has earned his Master’s in Commerce (First Class) from Calcutta University, and he is also an Associate Member of the Institute of Costs and Works Accounts of India (AICWA). He is a Certified Associate of Indian Institute of Bankers (CAIIB) from the Indian Institute of Banking and Finance.

Rajarshi Banerjee

Assistant Vice President (Finance & Accounts)

Mr. Banerjee is a qualified Chartered Accountant (2017) and has graduated with B. Com (Hons.) – Accounts & Finance from Calcutta University. He worked as an Associate Trainee with Magma Group for nearly two years.

Dr. Swapan Kr Sinha

Head-Training & Development

Dr. Sinha was awarded his Doctorate on the study of “Migrant Child labour” from Calcutta University , worked in RBI & NABARD for over three decades. He has a vast knowledge of the microfinance industry and extensive experience of training various stakeholders in the sector.

Amal Kumar Mapa

Head – Internal Inspection

Mr. Mapa holds a post-graduate degree in Agricultural Science from Kalyani University. Joined as an officer in the United Bank of India and served there for 30 years. He has also associated himself in the social sector as an advisor to Sreema Mahila Samity and worked there for 17 years.

Ashok Bhuniya

Zonal Head- Duttapulia zone

Mr. Ashok Kumar Bhuyan , has 12 years experience in Microfinance Industry. Starting his careers from “ BFIL Ltd” and afterwards in “ Satin Credit Care Limited ” . Now he looks after the operation of Central Zone of “ Janakalyan” as Zone In- Charge and reporting to General Manager( Ops)..

Nikita Sureka Roy

Company Secretary & Compliance Officer

B.Com (H), ACS An associate member of The Institute of Company Secretaries of India and a Commerce Graduate from The University of Calcutta, Nikita has 6 years of post qualification experience in the field of Secretarial and Compliances related to SEBI and Companies Act.

Mr. Palash Saha

Head - Operations

Mr. Palash Saha, an accomplished professional in microfinance, hails from Dattapulia in Nadia, West Bengal. He holds a Bachelor’s degree in History from Kalyani University and a Master’s degree from Bardhaman University.
Beginning his career in the construction sector, Mr. Saha transitioned to microfinance in 2011, where he held key leadership roles, including Zonal Head in Odisha by 2020. Since 2024, he has been serving as Operations Head at Janakalyan Financial Services Pvt. Ltd., contributing to operational strategies aligned with Janakalyan’s commitment to financial inclusion.

Mr. Mousam Pal

Head - Inspection

Mr. Mousam Paul brings 17 years of rich experience in the microfinance sector to his role as Head of Inspection at Janakalyan Financial Services Pvt. Ltd. Over the years, he has held diverse responsibilities in organisations like ‘Sreema Mahila Samiti,’ excelling in Training and Development, Branch Expansion, and Operations.
A Commerce graduate from the University of Kalyani, Mr. Paul combines deep industry expertise with practical insights to ensure robust compliance and operational excellence. His leadership plays a pivotal role in driving Janakalyan’s commitment to financial inclusion and community development.

Mrs. Nitu Bhadra

Chief Manager - Human Resource

With 18 years of experience in microfinance, Mrs. Nitu Bhadra is a leader at Janakalyan Financial Services. She started her career in 2006 with Sreema Mahila Samity, excelling in field operations and rising to Branch Head. Joining Janakalyan in 2017, she has become instrumental in shaping its HR strategies, focusing on people-centric policies and organisational growth.
Mrs. Bhadra holds a B.A. and M.A. from Rabindra Bharati University and a Postgraduate Diploma in General Management from Symbiosis Institute. Her leadership aligns HR practices with business goals, driving cultural transformation and team development.

Mr. Debesh Gon

Head - Training

Mr. Debesh Gon, holding a Bachelor of Science and Master of Social Work (MSW), brings a rich blend of academic expertise and professional acumen. He started his career in 2001 with Shrima Mahila Samiti, advancing to Assistant Project Coordinator – Operations. In 2017, he joined Janakalyan, contributing to Human Resources before transitioning to Operations, where he served as Zonal Head, Chief Manager – Operations, and Credit Hub Head. Since 2024, he has led Janakalyan’s training initiatives, fostering capacity building and empowering teams with strategic vision.

Mr. Dipankar Santra

(Head – IT & MIS)

With over a decade of experience in IT operations within the microfinance sector, Mr. Dipankar Santra serves as the IT & MIS Head at Janakalyan Financial Services Pvt. Ltd. He began his career at Jagaran Microfin Pvt. Ltd. as an Assistant Manager in the IT department, gaining hands-on expertise in systems management, network infrastructure, and end-user support. Joining Janakalyan in 2016, Mr. Santra has been pivotal in leading the organization’s technology initiatives — strengthening IT and MIS systems, ensuring data security, and supporting digital integration across departments. He holds B.A degree and has completed diplomas in IT Application, Computer Hardware & Networking. He is certified in CCNA & MCSA and currently pursuing an MBA. Mr. Santra’s leadership ensures that Janakalyan’s technology infrastructure remains secure, efficient, and aligned with the organization’s long-term growth objectives